PASSIVE INSURANCE SALES BENEFITS 


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*** INDEPENDENT LIFE AGENTS*** 

JOIN THE TEAM & CREATE MONTHLY INCOME WITH PASSIVE LIFE INSURANCE SALES AND AVOID CHARGEBACKS


FMCIS is recruiting Independent Life Insurance Agents & helping you create passive insurance sales by monetizing those tire kickers and quote seekers with the help of a support team for policy issuing after the completed application is submitted in exchange for a 25% split on each policy. 


Our relationships, products, and services allow producers to stay educated by using the most innovative products, advanced software, and creative tools. We'll help you create a competitive advantage for yourself and your clients.


Our virtual insurance agency simplifies the selling of life, long-term care, disability, and annuities. Our virtual team helps you to stay connected from submission to commission so you’re not alone in the process whether you’re one of our independent agents or a client seeking coverage for yourself and your family. Together we will fill in the voids of your entire financial house and help you reach financial security across the board. 



► FMCIS WEBINAR  ◄



Click the link below when you're ready to get started.


Once you sign up with our passive insurance Back Office Support System & Software you will automatically get supportive updates from your case manager on everything from:


  • The life cycle of the underwriting

  • The quoting options

  • Any communication with your carrier. 


This software helps you to stay completely organized so you can have all of this information stored in one place. 


  • Your commissions

  • Carrier communications

  • The applications process and stages 


You will be paid twice monthly depending on when your clients pay their premium payments.


  • Allows you to create a consistent insurance salary 

  • You have commission payments deposits all thoughout the month when you add in the commission you have to consistently earn day to day through presentations with leads.



WHAT HAPPENS AFTER PAYMENT: 



Once you're ready to join the FMICS Agency, click the appropriate link below to register for which option you want. You will then be sent the FMCIS Agency contract and receive an invite to the next software webinar, chat forum, and more. 




WHATS INCLUDED IN THE FMCIS AGENCY?

  • What is the commission split?

    Like all agencies, there’s an individual contract with each insurance carrier. Example: Mutual of Omaha, Forresters, Americo. The agency can determine who gets what contract level based on experience. With our FMCIS Agency, every agent gets the same contract. Every agent will split the commission paid out with FMCIS Agency in exchange for access to the Virtual Life Insurance Agents Academy agent portal.

  • How many Carriers and What Carriers do you work with?

    There are 75+ carriers. The agent decides which carrier they want to be contracted with and the contracting process starts after an insurance application has been submitted.

  • Can I sign a new contract with an insurance carrier that I’m currently contracted with if the FMCIS Agency contract offered is higher?

    Yes, you will remain an independent insurance agent who can control which contract they keep or cancel with all insurance carriers. You will be responsible for initiating the contract release process with your existing relationships.

  • Can I remain contracted with my current insurance carriers, IMO/FMO, and/or agencies?

    Yes, you will remain an independent agent. You will be able to keep all carrier contracts you currently have and can pick and choose the contracts that new contracts that you want to sign.

  • List of insurance carriers FMCIS Agency is connected. This is a list of carriers but not the completed list.

    Carriers are always being added. Here's a short list of carriers at of 2/1/2022 AXA Equitable Accordia Allianz American General American General Life and Accident (AGLA) American National American National New York Ameritas Assurity Banner Brighthouse Financial Brighthouse Financial New York Cincinnati Equitrust Fidelity Life Foresters Gerber Great Western Insurance Company Guardian John Hancock John Hancock New York LaFayette Liberty Mutual Life Life of the Southwest Lincoln Life & Annuity Company of NY Lincoln National Life MassMutual Mutual of Omaha National Life of Vermont National Western Nationwide Nationwide New York New York Life North American OneAmerica Oxford Life Pacific Life - Lynchburg Penn Mutual Principal NY Principal National Protective Protective New York Prudential Financial Prudential Life Insurance Company Of New Jersey (NY Only) Sagicor Savings Bank Life Insurance Securian State Life Symetra Transamerica U.S. Life United Home Life United of Omaha William Penn Zurich

  • What’s included in the Virtual Life Insurance Agent Academy’s agency portal? What is the cost?

    There are two options to join the FMCIS Agency with 2 different financial investments and resources included. (1) To join the FMCIS Agency Insurance Team ONLY - No access to agent portal (no sales, strategy, virtual agent training support). The commission split is 75/25. (2) To join the FMCIS Agency Insurance Team + Virtual Agent Training - Agent portal access for Weekly LIVE coaching,support, & training tools. $54 / mo + 75/25 commission split You can cancel your contract with FMCIS Agency at any time.

  • Does the agent portal help you with becoming an agency?

    Yes, steps to building a life insurance agency is one of the topics included in the agent portal. This includes registering with your state, hiring and training team members, back-office vs front office agency task management, financial reserves, and more.

  • What’s included in the Virtual Life Insurance Agent Academy and agent portal?

    Each member of the FMCIS Agency Insurance team gets access to the Virtual Life Insurance Agent's portal. You will also receive a 40% off discount code for access to the other digital /physical products + flagship courses inside of the FMICS University as well. The agent portal consists of training replays, done for your templates, no tech overwhelm video tutorials, weekly LIVE success coaching sessions, office Q/A for additional assistance, and more. The content is geared to help the traditional agent utilize virtual tools and strategies to create a successful business online and offline with NO overwhelm.

Do You Have Additional Questions?

After reviewing the details above, email us if you have additional questions or concerns. [email protected]

The Calendar Tool Is A God Send

Ashanique Kimble, Agent

The VLIAA has been so helpful. One thing in particular I like is the calendar with ideas to post for each day of the month. I struggle big time with consistency online so this tool that Stacie L. Daniel has created is a godsend. It even has detailed information in their for engagement post, holidays, quotes, etc. If you aren’t already in the academy, I urge you to join. Especially if you deal with consistency and struggling with what to post.