FMCIS University

Emotional spending, over extended credit, after holiday blues... Can't we all relate? 

It's NOT just end-of-year major holiday spending and gift giving, it's all year long. Every month there's an enticing reason to spend more money and we fall for it every time. 

I want to help you celebrate your friends and family and have all of the feels but do so comfortably while still hitting all of your other financial goals. 

Emotional Holiday Spending Plan

“ What will they think or say about my gift? ”

• Our habits lead to more stress and financial insecurities

• Are we using this as an excuse to blow our money in the name of the holidays?

  • That is a sign of too strict of spending or saving or not making enough to allow for emotional spending regularly

• Are we spending due to pressure or money story - on autopilot and don’t know why

• Do we think that this is expected and therefore would be approved of if we don’t spend wildly - what are our motives and reasoning?

The purpose of the Holiday Spending Protection Plan is to help prepare for emotional spending during the holidays and to create a plan afterward if you find yourself once again overspending.

This happens so fast and it all depends on your current emotional state which changes all the time depending on what’s going on in your life.

Systematic Distraction is the process of learning your spending habits and your emotional triggers plus you online activities. 

This is all used by companies to position the items you’re interested in at the right place where you will see it and ultimately purchase.

These stores know more about how and why you spend your money more than you do. I talk about this in much more detail in my book The 8 Silent Wealth Killers in Chapter Systematic Distraction. 

Click HERE to get on the VIP list and receive the book synopsis.

Protecting your money is just as important as making MORE money, Saving, & Investing!

~ StacL. Daniel